%PDF-1.4 %“Œ‹ž ReportLab Generated PDF document http://www.reportlab.com 1 0 obj << /F1 2 0 R /F2 4 0 R /F3 5 0 R /F4 6 0 R >> endobj 2 0 obj << /BaseFont /Helvetica /Encoding /WinAnsiEncoding /Name /F1 /Subtype /Type1 /Type /Font >> endobj 3 0 obj << /BitsPerComponent 1 /ColorSpace /DeviceGray /Filter [ /ASCII85Decode ] /Height 23 /Length 223 /Subtype /Image /Type /XObject /Width 24 >> stream 003B00 002700 002480 0E4940 114920 14B220 3CB650 75FE88 17FF8C 175F14 1C07E2 3803C4 703182 F8EDFC B2BBC2 BB6F84 31BFC2 18EA3C 0E3E00 07FC00 03F800 1E1800 1FF800> endstream endobj 4 0 obj << /BaseFont /Helvetica-Oblique /Encoding /WinAnsiEncoding /Name /F2 /Subtype /Type1 /Type /Font >> endobj 5 0 obj << /BaseFont /Helvetica-Bold /Encoding /WinAnsiEncoding /Name /F3 /Subtype /Type1 /Type /Font >> endobj 6 0 obj << /BaseFont /ZapfDingbats /Name /F4 /Subtype /Type1 /Type /Font >> endobj 7 0 obj << /A << /S /URI /Type /Action /URI (https://www.fca.org.uk/news/press-releases/fca-fines-bank-scotland-failing-report-suspicions-fraud) >> /Border [ 0 0 0 ] /Rect [ 29.34646 374.9418 107.5295 388.4418 ] /Subtype /Link /Type /Annot >> endobj 8 0 obj << /A << /S /URI /Type /Action /URI (https://www.fca.org.uk/publication/final-notices/bank-of-scotland-2019.pdf) >> /Border [ 0 0 0 ] /Rect [ 29.34646 348.9418 198.0185 362.4418 ] /Subtype /Link /Type /Annot >> endobj 9 0 obj << /A << /S /URI /Type /Action /URI (https://www.fca.org.uk/publication/final-notices/lynden-scourfield-2019.pdf) >> /Border [ 0 0 0 ] /Rect [ 123.8885 322.9418 207.9305 336.4418 ] /Subtype /Link /Type /Annot >> endobj 10 0 obj << /A << /S /URI /Type /Action /URI (https://www.fca.org.uk/publication/final-notices/mark-dobson-2019.pdf) >> /Border [ 0 0 0 ] /Rect [ 213.7685 322.9418 276.2015 336.4418 ] /Subtype /Link /Type /Annot >> endobj 11 0 obj << /A << /S /URI /Type /Action /URI (https://fca.org.uk/publication/final-notices/alison-mary-mills-2019.0.pdf) >> /Border [ 0 0 0 ] /Rect [ 282.0395 322.9418 334.5395 336.4418 ] /Subtype /Link /Type /Annot >> endobj 12 0 obj << /A << /S /URI /Type /Action /URI (https://www.fca.org.uk/publication/final-notices/david-mills-2019.pdf) >> /Border [ 0 0 0 ] /Rect [ 357.8915 322.9418 408.638 336.4418 ] /Subtype /Link /Type /Annot >> endobj 13 0 obj << /A << /S /URI /Type /Action /URI (https://www.thisismoney.co.uk/money/comment/article-7168381/ALEX-BRUMMER-FCA-finally-provides-clarity-HBOS-scandal.html) >> /Border [ 0 0 0 ] /Rect [ 29.34646 138.9418 125.033 152.4418 ] /Subtype /Link /Type /Annot >> endobj 14 0 obj << /Annots [ 7 0 R 8 0 R 9 0 R 10 0 R 11 0 R 12 0 R 13 0 R ] /Contents 21 0 R /MediaBox [ 0 0 595.2756 841.8898 ] /Parent 20 0 R /Resources << /Font 1 0 R /ProcSet [ /PDF /Text /ImageB /ImageC /ImageI ] /XObject << /FormXob.c7485dcc8d256a6f197ed7802687f252 3 0 R >> >> /Rotate 0 /Trans << >> /Type /Page >> endobj 15 0 obj << /Outlines 17 0 R /PageMode /UseNone /Pages 20 0 R /Type /Catalog >> endobj 16 0 obj << /Author () /CreationDate (D:20250525091128-02'00') /Creator (\(unspecified\)) /Keywords () /ModDate (D:20250525091128-02'00') /Producer (xhtml2pdf ) /Subject () /Title () /Trapped /False >> endobj 17 0 obj << /Count 2 /First 18 0 R /Last 18 0 R /Type /Outlines >> endobj 18 0 obj << /Count -1 /Dest [ 14 0 R /Fit ] /First 19 0 R /Last 19 0 R /Parent 17 0 R /Title (FCA fines Bank of Scotland \24345.5m \(R827m\) for failing to report suspicions of fraud at HBOS Reading) >> endobj 19 0 obj << /Dest [ 14 0 R /Fit ] /Parent 18 0 R /Title (FCA fines Bank of Scotland \24345.5m \(R827m\) for failing to report suspicions of fraud at HBOS Reading) >> endobj 20 0 obj << /Count 1 /Kids [ 14 0 R ] /Type /Pages >> endobj 21 0 obj << /Filter [ /ASCII85Decode /FlateDecode ] /Length 2840 >> stream GauHL>C5,7&UjDW^f.#a:LSL_oZap(fhK%pXDRfq(Pm`\,UB&`U_WRW+2;FgMRloMRCZb#I'uIqi67TF1M77Q+.p@J//uU#0A*V_!=M6&=Ks"B@^^O%?7deDio@BDVeduW]iM`?[p")h(?\7hQ?a2l.8O#2ObkR2r@lL&@soo9gEi6'2AqMo$_lR(g:JYrmuX0O[P;HV#8jm&Blb"^CpfR"U/T]7"I=3*O"BA)q2-Hg5rAr=r5./"plm.G3C`'6Pn17>if@GurkTV\VL\`t%8G[*o(!#LRu!q`j4j)L=uD7_#t,*eNCOD_&P5Lt@"MjbLt'eu-RcS="aI?/e"Qp9t-?2I,d(OA+R15&qet]I8iC$b\^L-=_e(T(7"W`39KgPUCdj![[8Ug]m-+$dd,dnaeV1g=s&bP%BI$Ck?Oh(dBJ[4J.h%;i>t]WW1@fUM'=?1#:sI1X'.;\)<7k;Y6]]8l?TG4)OY(nu86U_h';PQ?^P$R5%7)#(6cD?Tk8f-f^JV9ug$$dq$+;s#BGiYOWHZ6JtHZ%[9Fn-dcIIG(mK^:R6GG2$GtF)M3&L]no%/IM[S9A^*'-R`eQW\`%j!F77S-oigIa9Ei]gfdL^Ijs#<^ndrifSt>L`teOeTX]1jtNso%0Gf=gORp8r)PLOQG(kd`ju7[6\q?e\\Z7oc'h;\4YgPkBoKjQT4W!p5J[+jn:o_E_eZgBhsS#=:$,*=+U10NQfDTW3?1])'Ndf__^'Lo/?oMWOS')-"N;\n!!'`+J@$)B'Xp_h5;aPfEqFdpl?j;sCTZ/kEn%fTXTHA[:uXg"%(u"DhC1Us+h1H5c(9=$YU_EOHSQI-<"(YH-2Ek>e+8^nE>[2!NMT\;!5&6,A&"`[Z]?d@!9X25qM+9_=<9&(@PJei9RJ@Is27WGan)h"Sj.N^C2'><69J:-C(P*edQ8C4Ll3(PLh]k$sRW&;KXpB1*lAe*7,MQ&'@fPC2j?f%JpsFCU%INY`O.?.\Nu@@BF"u<`W79n91j/KddOd7M>9lJk9J_hBXsoA6V'Xn0$/f'B#r=Lel9OdUFo*KYcY`:\u+.>/\h\FiUjG?a-m$Q_re[7k)+%icAI(84UGb$@$GUqRHh6V3j>\.%[/DN]?<%=u'JYOc[Xn4Jhj.`!CNGW(6hH5d\7u0L9A$!XjJ@&5c3_UKb56Z\`]QoRki#d"U4k,+OOg/6fs1V]6m/-44:q%OlYENFI60]OnB'7uo_Yi5.Z)qq"CgUV"'t(9.\,k$YRs82"M!AqX1I>7m0@>:\onNLHq$+AK[!\bE[=AUq\hQ;B!$lJTYE(0=-juGKYkYd%QP#.P_8nLX-UFBO_9D=>sH1U%S@U\o-1pab.<=/PB9fR>a3Z[cnAd)U,(Es1R!mOY0SShYC9bn:b^Y?WSU7AD&Sb[GXN^Hs%!>6[StSSU6^:YS;=$X91f!$D5W[Q;^Am:IU9!#1tc<)Zg?iJ"/fumq7i<8Q6sr&@2$A3mL7#P5%V1Ae-]oXT\hkg;l4$.ndq8':l&@GW=:mGrqr%QY7j-'I*i^L"b`?aB1D?#T:[nj"Mfgk/ZFWs2GL!dSst:O>T067W;X+Tj;B>Pmo=kW*O\];\I,p+8(:-ou3Kmk=)?l,SmT:q,[!r7sY]/$n]QJdMZK<`bP"W3oD\`PF^YT4cMj[\(f2F_a_O/hOPnOBjEW4C(=aY2l:dkO[s?&4n.pK/ID_KghRUbTl99VR@cZNLQ.X8M&p]KoPhh-5B'auXC^kJm*3Wc2XO8*^Z84NB3.mS8t\*trr3G/CpFr#O))#t-L!4EntJ*]:>r!9Pfm6XA'];T[NmObQsWFWaLd)CWJ=DJBbhuJnc(c+fQYYQN#b#O.mVP5@Q/2!)'#1Wbq*M$:/Ij&J3[Ot5btYh5pP'\kWB7t*UMbXr4)NCoX^2ecqNg=+)/f?K*g7mD33<]/K.T9A#6)#orXU1:_FK<,Gb#r#A[WWVnQM33&5d6OY`)t`[O588)1(RK>pO4W2Qg\L59/q`u2e%@g08eU-umaD:#:k,C98+%G(sP%JjO>bJPRF@2Qm-(.>,`$:A7dAE16P+k^Y22ccXsN(Xf:mEgmN5uF9r]\mSY_4JCM7kK=i5l#N$BJOP#*C]?7$j_rs[jR>bp5ZVZ;OdC58#7]f5kD\?Y^Lg/PGo#h_&TFbF4V=e-%8-:+/XZL([;5uKMEiB.P[Mn:D)Btendstream endobj xref 0 22 0000000000 65535 f 0000000073 00000 n 0000000134 00000 n 0000000241 00000 n 0000000640 00000 n 0000000755 00000 n 0000000867 00000 n 0000000950 00000 n 0000001200 00000 n 0000001426 00000 n 0000001653 00000 n 0000001875 00000 n 0000002101 00000 n 0000002322 00000 n 0000002593 00000 n 0000002920 00000 n 0000003007 00000 n 0000003260 00000 n 0000003334 00000 n 0000003544 00000 n 0000003717 00000 n 0000003778 00000 n trailer << /ID [<4a0724e7d685682e8af2bb8cb6615c0c><4a0724e7d685682e8af2bb8cb6615c0c>] % ReportLab generated PDF document -- digest (http://www.reportlab.com) /Info 16 0 R /Root 15 0 R /Size 22 >> startxref 6710 %%EOF