%PDF-1.4
%“Œ‹ž ReportLab Generated PDF document http://www.reportlab.com
1 0 obj
<<
/F1 2 0 R /F2 4 0 R /F3 5 0 R /F4 6 0 R
>>
endobj
2 0 obj
<<
/BaseFont /Helvetica /Encoding /WinAnsiEncoding /Name /F1 /Subtype /Type1 /Type /Font
>>
endobj
3 0 obj
<<
/BitsPerComponent 1 /ColorSpace /DeviceGray /Filter [ /ASCII85Decode ] /Height 23 /Length 223 /Subtype /Image 
  /Type /XObject /Width 24
>>
stream

            003B00 002700 002480 0E4940 114920 14B220 3CB650
            75FE88 17FF8C 175F14 1C07E2 3803C4 703182 F8EDFC
            B2BBC2 BB6F84 31BFC2 18EA3C 0E3E00 07FC00 03F800
            1E1800 1FF800>
            endstream
endobj
4 0 obj
<<
/BaseFont /Helvetica-Oblique /Encoding /WinAnsiEncoding /Name /F2 /Subtype /Type1 /Type /Font
>>
endobj
5 0 obj
<<
/BaseFont /Helvetica-Bold /Encoding /WinAnsiEncoding /Name /F3 /Subtype /Type1 /Type /Font
>>
endobj
6 0 obj
<<
/BaseFont /Helvetica-BoldOblique /Encoding /WinAnsiEncoding /Name /F4 /Subtype /Type1 /Type /Font
>>
endobj
7 0 obj
<<
/Contents 17 0 R /MediaBox [ 0 0 595.2756 841.8898 ] /Parent 16 0 R /Resources <<
/Font 1 0 R /ProcSet [ /PDF /Text /ImageB /ImageC /ImageI ] /XObject <<
/FormXob.c7485dcc8d256a6f197ed7802687f252 3 0 R
>>
>> /Rotate 0 /Trans <<

>> 
  /Type /Page
>>
endobj
8 0 obj
<<
/Contents 18 0 R /MediaBox [ 0 0 595.2756 841.8898 ] /Parent 16 0 R /Resources <<
/Font 1 0 R /ProcSet [ /PDF /Text /ImageB /ImageC /ImageI ] /XObject <<
/FormXob.c7485dcc8d256a6f197ed7802687f252 3 0 R
>>
>> /Rotate 0 /Trans <<

>> 
  /Type /Page
>>
endobj
9 0 obj
<<
/A <<
/S /URI /Type /Action /URI (https://www.fsca.co.za/Enforcement-Matters/Publications%20and%20Documents/Decision%20-%20Verne%20Thomas%20v%20AGM%20Mapsure%20Risk%20Management%20Consultants%20\(Pty\)%20Ltd.pdf)
>> /Border [ 0 0 0 ] /Rect [ 29.34646 598.9418 161.2265 612.4418 ] /Subtype /Link /Type /Annot
>>
endobj
10 0 obj
<<
/Annots [ 9 0 R ] /Contents 19 0 R /MediaBox [ 0 0 595.2756 841.8898 ] /Parent 16 0 R /Resources <<
/Font 1 0 R /ProcSet [ /PDF /Text /ImageB /ImageC /ImageI ] /XObject <<
/FormXob.c7485dcc8d256a6f197ed7802687f252 3 0 R
>>
>> /Rotate 0 
  /Trans <<

>> /Type /Page
>>
endobj
11 0 obj
<<
/Outlines 13 0 R /PageMode /UseNone /Pages 16 0 R /Type /Catalog
>>
endobj
12 0 obj
<<
/Author () /CreationDate (D:20260603210904-02'00') /Creator (\(unspecified\)) /Keywords () /ModDate (D:20260603210904-02'00') /Producer (xhtml2pdf <https://github.com/xhtml2pdf/xhtml2pdf/>) 
  /Subject () /Title () /Trapped /False
>>
endobj
13 0 obj
<<
/Count 2 /First 14 0 R /Last 14 0 R /Type /Outlines
>>
endobj
14 0 obj
<<
/Count -1 /Dest [ 7 0 R /Fit ] /First 15 0 R /Last 15 0 R /Parent 13 0 R /Title (FST case summary involving Thomas and AGM Mapsure Risk Management Consultants \(Pty\) Limited)
>>
endobj
15 0 obj
<<
/Dest [ 7 0 R /Fit ] /Parent 14 0 R /Title (FST case summary involving Thomas and AGM Mapsure Risk Management Consultants \(Pty\) Limited)
>>
endobj
16 0 obj
<<
/Count 3 /Kids [ 7 0 R 8 0 R 10 0 R ] /Type /Pages
>>
endobj
17 0 obj
<<
/Filter [ /ASCII85Decode /FlateDecode ] /Length 2826
>>
stream
Gb!Sl997ge'#++Di%=@_7hM`pgj5.J`@N?%2Jm:(i!V-a2Ri?u7+r[aqr>/CeAII*DKW5e$oSULZ:(s(?WDMC8mM-fo/A6,q.3=X4]"H_RBHnh*M:Q*-bmrF^;7i9r?j17hE=h\nZQ]lUlc`(=dm>J$UPo;BG-.QMHq";d>A*dI&Lr^!M=9h[#r@;a7DY_,Z3P^/FbjXcQs'DBbF>'GV&=t;Qk"2=O'$a"XNSH-\tnnhV-kp+KM+QQ!e%$[qkVJS^so2c\V_oeob6q7oA(:RJCXd4%\dcnDf&2d`t.C3iLiH+>gmA+Ms"X![H3Bl8>!CYDR0L5Q1HOnWqE!9kNJ7f70BAp?mKS]?VI.aidZSS32[T02nRcDl"4p0%Zgk"o6;`\hUD5ImT@$UIX_^'C[dMSo]GZ3pXJtJ`(inF.U)+Mm"<TL!'1Q\/tJCXqZNi/m<\\%egm@ru>YK*]*b)$C`ns*6M+Vp3U0O9,oVYN>]"Og2"L\64$or3%$.VJuDsPnG5[d\ZbS;/D"FHW=#d60/IYK[u]Sphl7\>nV^@Bn>#&[;2A,6pJn29\`T_hA23t_O,McDjOs"-OBQ0JKrhTrP44pJc\*h6UZJ#"V`4:8it-HA\&P,8+1WP7!^CXfQoIqU\l!;#HJJ"AF7QgQnnG*E@3#<(G0DmA%]VXp%N)$oCFs:AJ4OM[Y;6G,dBMUs0$S1Bgm)iV.LDcE5q#HVSnqKlK8Z>1CLg-Z#&"HL&Qp=k[&UInfa"heN?Y,3B]MRaG6Vs+:q5&4YWn,f=M&.ZgHS+9Q<H7,Z0qhA!42E(-t+P)G]DISV=s_/^n7.6IO+6;:tr"oKFtY#/@=)3mY[j>IjP\eT8E:PKCV/[\[Wc<W8h1j=qAX)?O[)Y3;sc0I\1+VP?XWN\.$*'0Fg6MK=K??`D^WKK2tnu@VufHA:AbM$U+iHI/tJB'&[#s!:\^lWm>gqKnT4F^?oHJ@\iE'k)je1/U0_p;K%@8nR=s2%/BDlDi`sCeP/S.;rcMNbfVjp]6>2-(Y+skNM&57@kXf;J>"W$9$PLB([n]D<#(X#e.d76?&20`h<hMTdm='_Yud>qo%Kb=0qfCSFCcQK8"`d1Z<b`HTromu+U=7;X-SqCRLZoHW[i2IHC%jNSg_K=f3WKe0)/[;+f[i#'J<rDl7NpA8>X0,;dg*"G9TXd.[cJCpLq1p<:0U:rBLi%2"pigQ.`!O`RC`-?0rQ[fq\lu.#_u4'[RGf1*(n3VpW$l*,H.93e^G:6%t5:_mfi%";bMg%?\$u$M!5,EU+2&9=ujQ6rgkl7O(#SHnUG3()3mh\uUNJMDqg`R8el>8n?6.por[kA,<?Sk/V=%o0<_BOSTtEo]B^$3AaB=Cml[[=3Fd)<ITVU>`YG+jb-"Y+Rgk^k!Y%Xa#bO_CPWA"Ons;m0[PFp5kbX"(TAGY,]+JuHA$b=^Ai<s,6OA$[ZVq/`?4%8g.!.lP_=6r;[0e7>A`FrFr`!J*#O;jcRPY7^A3oCklu.f462uD<Osu?bgK49"&KiiOk1_SBrOb!%mjA:!tN[U=EH((/j[f_C4%NH[H=b7U(N@1Uod=*#BJcTCD#(gEWp&j"+2pB*3[2F70S$<+KAJ+iTA,<X38>@RFA<=3an1rF:tsL,Y,<lbj(-d.Bj&@;'e5=,T)IN:FP2-ma;Z=Zjb<4hIDZS+iZ3n3u`kh)FL\d\U:*r&(5cc`0H<h:K21'W6&T!$e\MmrDt,2oUK`(8o1>8Scclm\M,nWn;Cf"6D2MoQ/IK]_2E,,L@,7g\D]-"gUkQkp62OBri>q+-Uo%_F\>XiA:Z&:Y!k8)%3>rOruY&n8ItG'X?U9t07!UE:%\K\*(p7?0"Bo"?CJdE0Q>91n9W,[c9B]dTG8/FNS+O.H#Iu/V+9$BbZJqXEB4ddB"Ya&1>]EQg^Y"+,WBg.]>/\[BkGM/4J,=d.?\l`DU&cn?%.QMN2fLab_<#.4n/d+OR5h^Aga:e\:DBqGqD*ae*X;9?6gmF37-6="TWrcK=9;bi@/q)s*@TCfHH2>!;X2<a;d[W#fBX/["/<YUT&fPDE.19kX@]lfJ<#\jCM?m4J:V.fUk0,8K^gML0AJfe..:ckthSY-9X+mVnSkL?u%@&J8Y,_lsMJSkXIf'at:tKJR%c)WEC^%#gNQL\_I2<:_8bsN2>4U*Y0+A@MiM\P=^a*Y_(pnF#lgWSI'\ik&%?4S]is)i*C:b6dP_XM!):47@"Ej&&Xn6'425=1uPOXXmAW5M1S]M5g]F#R!B0W$;t,2cEWfe_ZhVh<[7onCBkA6MU.*f])`>\VR4X;.^nW`Lh\A/'E=L84,!uufik'G1Q\G;@A%-;>l>07e66bj/9Orp[,<@]f"+_4ZWa7.3u>mJ2BQ^.?<59q1H"1-i3>8g5A=S[P"OOiMC0_.l%l:a"uL!ge\3'M7NR-=\#6_jN*!''LQ`#E?C+i>#rQ\6j2GnLX2M)X9Qt.A(#4`TO?Lp$7Qsh6IjQ'UqK&X(]o/e&ji@^(ne5,U#Fn7\ds4IF_!uu1g*p^d6c[KQ-R;L'a9VsLR=YEM6Gl?>YU:I\&:34=OnPO;RMK]Dh-<s>kdKm%C3671<4qTe@!bBs`?2&jfdi(04RYdjp0:msT'li)g3H)1m#PJg4N1jc6*19RNYf^Lfn(qjYEYTB!HYgkq7>i`RTU=to>U<[%QD:%LL(8dNP>^KZCramrR>e_[^rgT`qG%NkJ1%C[^Hon#eB8;"I!4uQ0('&Z#Zd3&jX4>JEtFgGjG9=&-JC>Fhg,E(M;*]G_g;e8%oj8cmOKFD5r6EJX8l'2WqtVP6$?Xc$ocB1-V<~>endstream
endobj
18 0 obj
<<
/Filter [ /ASCII85Decode /FlateDecode ] /Length 2899
>>
stream
Gb!#]hf%O5&q8/661h#,6`N!i=[2=kms789-k8DAJ_ib#.#G7^P=.&qg#rCL1F+8>Ng!JO>G)7Fj4G&+r+>)\DoS#Xi.p%dbDq[6m)]&o8n^b=25,"$PMORG?b<qrn?X:)T<c(Us!UnA?WdMC)J@g)/@-h]-7l-1T(4AU2IVcFFgqn&O7M^'nFQI9qU<;4LuK[T8=F2--B9;*n+&1Z5>_*74&#&1^b.[9RKe%(af]]^DM"uJ2T"?9PPZ$B7$].J6MA&9`L/DXZ_96Ep;AeX*12?0[=,0e501It]a<PXh/?iu2nZ9!p*H3;=g3=njri"0.,C'8m+&uNO9VtrJ$aKMO7CBRroq.AH:NF$3#J[B>/^eSXq492A)BM*dpm(e.dNjKV=h;@J)00+5fsRl<g9[EKW4nM*\\$Z=("huJ<*,pK[HUTV*L@Z,N3d]'PTrOOInK]>:)E'Ud38CJs.I,-&94_Ip_NK,Yqd\p>WA7%k-7o!LC;ik'64VVD!C;s$Y>c=p65VkpE-u%>F&slm,1*GjBBR&7o8UgR\6i*p3)5j[Z#OH+8]H_[oXQ"DcaJ.:n"iQir?fPUsArLi*5B!0;pC5*/8?/PHaq!pjmaDO[q?663Sa!-^/bRn'm1^pC+MI:X'd%qRQ.@tU,X+4!%Udn&,&04dRE2J<AZ*pqI3K=stE!W<DW)C=,m292V7W==;Wj+4G7)G1+tm/gUNI]kJ^fGIH[!9Q7K5W[Kj>cl<=,`@:/?Pt2)O<rdB8tO#AFN!JGnVJJ?mJ1p!e4d6:L(^aY[ps0(=-PCnpY`NT',jd[;NfWE=GA7NNdrYMS))B7Y6"=i!h'>X/#_?7e1\+DS4tORCpJ/HAN$g-87+G)MP5gPBuI`"iL^u:m*ouU5V<J#1o@fE_@d8tqrtkl&LDoLNFV:f3;U\V_0?B6b=b*$0%._-RDe`\3j*e"fGRTh16hO*#GKFQ*UC4%i]K)mCrf0XD=uK0QJb<J0Hu<>@*.'T:tdK_p-4!^<\VebhhGgqEP0n'74$,t:l1)%d^U=f3f!h]K$]@'aW7mV2W?D5buCJC'M/I!oG1^6(D,#k\t_AX-"S=/[H'cWrQ<[,]?TT_f_jHLWJ6^SJ.4,g.>J%cKh`Ss\@.Oo_eN\FfB(LhPeIuhZAfR;+ic._5f=lU&)_DGVEs?_j9\X[ZJW-(lhN^4#LRVf9=Rs&Gmea,\.->L%s9Hr!J.a!^2<eJYQ(?dI>!h'[)(gi`G_,B8&PPY?ds[/&$FPk(-s7#jC^p)Z#!mDPsUa'#8,QT`Ef)S1Uq<TLpQHuCAN^24e_Zu%c>@n2(HY9Kp#SAiRl4d;MFa]2,beX;M]b\75b>AE5@.IU0t<ad`?I_KaO<3X*P_bE55$>;]0;#V2u31&YoK7q%6^L:2m:lb::J+Cm%FIX0)keniT](8*MgN0k'"imU0:j=]@;k`Vi^PL@1>@YVen6X*\5;r+8u1nBV2\p\20M\!hO^hLMCa+K5V,K=7fM@ERJcCW*&UYR]Nu+>NN+TlgMNl!\_9`Xk%HPo)/2D*^Wi]%O6E3lO1+]]l4\kcbgJoQ4O*?/bKt.&N='&u<ho,<@K$KfQd'Gl73WZXlc_GS+dY?daL*4D=.sFJRAAZXUQgoJ$24[55H!Y>=BFLsuD\Fp2[KN0=)Lkg+tM;*5a-KfDciMD4jKPa+$OZ=.6ckG"U"Ng2S=4BTUbl)3V4Ti*QroTV_/BRi_)`#n]J/)_B/8`CUsH(o2D_To7%19)KWZuPIQJUYnQ&u\#@3SF8bl>$_$gc$Mj%QD6qV6BP85/.M)`G;X=#$;B!LTUV;!&6OhbgMZ-FL#p!!kIC70Ph+O^7BHAMVP'GHto^W-$Mqf>TM?,:&]fZfd:^Qc.A*#"gW^^0ZUFanb3-]K^g'i`IWE6RSjP4oFdBC:IkEfiZ;8Sqr^f`\;#:_%k)/F+,&!3jgh/WaqgrOdB%3HC$IQ-`Csoj.tmKL3@G?,mb"HU7m-CVC/t]"1oH5O?'b"XE-&lG1kpc)(!KE<6QeS)R2%]+ije(a>Sna5NRZ>Og+%aI!G6oDltqIhhAodFmbT]E%$To0#71iQ7\_i2Z4K-i8h_+?:*&8CkqES^YI`C*8Abp6'IFK%H\NQ):MXc2H"Wh*#gsuF\u/?mi:U(\R>&F(ejGK?5(:?U1D;\*L8O$%D[J:,lp(>fIrXYscZ2-Fn_+J]giCg&o=P\EqI/a+TgW&H?E"ABY$!!aH<qGC[g#,AK)RWj+ehi*XUqMiPOEDFloW7Z`;Ss\l_-%Z$:0?Lrf".J8FK=9ZFCrT06H7I,HHiJ+p#JGN-F;YghRFF$O6^<^Wrs9[C(G<k81:QYcq94#E0S(-A#%F,"o7H:"Io?$dEt.V.'43BV4]1KW6\$p=k,OO&!]83Sh"DJ]Z:K(hW=><n:C:E,[VHMdY2P[/1LW@2(\U3L+tTcbQ!*6Q_466o&^6c6l+ED0E-rn6.2$N5&^/0`=q^XrmnIYX\V@S;Bgi"%SmMo)II\oh4])FmhTh%/BS<P`UNhBRW1%$<pM'(lEqQkYP2Z=/mUC1lfRi)T(cNJ0TME\p3E#<f<ub6Yi*Va,C_J?P"QuAm.\$J;&up;7=7\iHVupZQV;1Z.UC,?SGb,RV/qH\"7hL^Yh$),;%NBUk;<]EO:@H]Y,8%fh?RUK0?n!]]):3##QM0NdJg0$Q'oOgsB3g-hP`qB`7[9Y2c86id7sRhJP^5o500lh)EJAQf/;`SR9(Q^+O:2=3lYC%<Q@=fE'J7>6J`FC_QNkW.r*o5/-F9/mu^-_.813@L/SX(piO>Bl:9V>JL\'@iH`A>K&!@9;t`#[Q(-1d*h?5_)h")qFXj@nAb4#+bG9cCYlMHI)sJI[5a\VR&[;lea?<qcoO+G=S>7o!@2m(").5K"T~>endstream
endobj
19 0 obj
<<
/Filter [ /ASCII85Decode /FlateDecode ] /Length 940
>>
stream
Gb!<M?#Q2d'Sc)J/'c[5VNkVCYu.^QA=5>elBX,@db"^*ds)81`MD2drJi$ngFV`*eVc%T!nbN*k;aW=J;9,ks&fYI)T2*0!20r?5QWlpGQtA3_'LuMY$4p:Ni0H@^Zb-(`WO'J//($T@2]n,i\K]6US6TLAJ?J;n.FF:J8CiIL$JtP&-<Z!b6$S1lWk#73$MXh)i;An$oU&i:a4SlVSip1!c\ObGF91m4Jb;*HX:Nrf&tt]e[_c:&H;`d?Zmc6k;`!06@*XV;H_^%?,7jFO=O6Z@q6'`Ps_B6g\V"A)@`)mNG5;UBeJ4b<Ep4eF]R@1.hb'_]k&@2UO<6d!<\C#I<o]"kn@b<G+*Aak!d-.,ELi8Kd-.nOV[U>h=Ob2$("/+X4u)K6=r)X5.m'l=`$5iG7HS=iOfnZMHoTFK^P7%Ll5QN7s()%?grJF9N@?YR7^O7b-.&Wp$XerhH#W;9:;gp3u5-9;OK?qar9b0kQ7]<Zk>tu0F#T)Lr:IYn-$)ErXsu5_kY0?]<9(\afmG=0Ojd&q3c8n8.,i7[V:SOVQ+?%I]2oCB&d-&Y#R&H=Z,=ViZl)p&4'Uu56ob+ArX5%cI]*,O,]p5$R<Nt@0G*S*eWPC";]k;m"nBS3&M=`=iacIQm]Slpd[Vs%\BMHHZl!LNP[>R_0Gm,"><#!93HINh[nb^=7e0AL2'IrZT1F,5iU#-&#]XWHM4%^!74'9RjF#N)L(EQ`k!^4h.FM``?M"Uo<p?3<\&lNp1I\27!S4#ZC,,+c<?Z-pFV]e$LtjZbKAc$XN;(46DfIf\UfUSJo,Fp.^QL)#"-_pl<D!34G!1ZK=2o?@YB(C_i+%04`PEBMu9.af8\#3$n=AJDA5r9BiC&%6L6b;Ccq4;JokR:]im]HIl4[I+@qkP@[P6<-.UUN(@ih&+,A^%i1LJqquL=BGfT~>endstream
endobj
xref
0 20
0000000000 65535 f 
0000000073 00000 n 
0000000134 00000 n 
0000000241 00000 n 
0000000640 00000 n 
0000000755 00000 n 
0000000867 00000 n 
0000000986 00000 n 
0000001254 00000 n 
0000001522 00000 n 
0000001851 00000 n 
0000002138 00000 n 
0000002225 00000 n 
0000002478 00000 n 
0000002552 00000 n 
0000002750 00000 n 
0000002911 00000 n 
0000002984 00000 n 
0000005902 00000 n 
0000008893 00000 n 
trailer
<<
/ID 
[<26339edcffeeac0981b80974f696b88c><26339edcffeeac0981b80974f696b88c>]
% ReportLab generated PDF document -- digest (http://www.reportlab.com)

/Info 12 0 R
/Root 11 0 R
/Size 20
>>
startxref
9924
%%EOF