%PDF-1.4
%“Œ‹ž ReportLab Generated PDF document http://www.reportlab.com
1 0 obj
<<
/F1 2 0 R /F2 4 0 R /F3 5 0 R /F4 6 0 R
>>
endobj
2 0 obj
<<
/BaseFont /Helvetica /Encoding /WinAnsiEncoding /Name /F1 /Subtype /Type1 /Type /Font
>>
endobj
3 0 obj
<<
/BitsPerComponent 1 /ColorSpace /DeviceGray /Filter [ /ASCII85Decode ] /Height 23 /Length 223 /Subtype /Image 
  /Type /XObject /Width 24
>>
stream

            003B00 002700 002480 0E4940 114920 14B220 3CB650
            75FE88 17FF8C 175F14 1C07E2 3803C4 703182 F8EDFC
            B2BBC2 BB6F84 31BFC2 18EA3C 0E3E00 07FC00 03F800
            1E1800 1FF800>
            endstream
endobj
4 0 obj
<<
/BaseFont /Helvetica-Oblique /Encoding /WinAnsiEncoding /Name /F2 /Subtype /Type1 /Type /Font
>>
endobj
5 0 obj
<<
/BaseFont /Helvetica-Bold /Encoding /WinAnsiEncoding /Name /F3 /Subtype /Type1 /Type /Font
>>
endobj
6 0 obj
<<
/BaseFont /Helvetica-BoldOblique /Encoding /WinAnsiEncoding /Name /F4 /Subtype /Type1 /Type /Font
>>
endobj
7 0 obj
<<
/Contents 14 0 R /MediaBox [ 0 0 595.2756 841.8898 ] /Parent 13 0 R /Resources <<
/Font 1 0 R /ProcSet [ /PDF /Text /ImageB /ImageC /ImageI ] /XObject <<
/FormXob.c7485dcc8d256a6f197ed7802687f252 3 0 R
>>
>> /Rotate 0 /Trans <<

>> 
  /Type /Page
>>
endobj
8 0 obj
<<
/Outlines 10 0 R /PageMode /UseNone /Pages 13 0 R /Type /Catalog
>>
endobj
9 0 obj
<<
/Author () /CreationDate (D:20260215124729-02'00') /Creator (\(unspecified\)) /Keywords () /ModDate (D:20260215124729-02'00') /Producer (xhtml2pdf <https://github.com/xhtml2pdf/xhtml2pdf/>) 
  /Subject () /Title () /Trapped /False
>>
endobj
10 0 obj
<<
/Count 2 /First 11 0 R /Last 11 0 R /Type /Outlines
>>
endobj
11 0 obj
<<
/Count -1 /Dest [ 7 0 R /Fit ] /First 12 0 R /Last 12 0 R /Parent 10 0 R /Title (Reasons for ethical lapses in the financial services industry)
>>
endobj
12 0 obj
<<
/Dest [ 7 0 R /Fit ] /Parent 11 0 R /Title (Reasons for ethical lapses in the financial services industry)
>>
endobj
13 0 obj
<<
/Count 1 /Kids [ 7 0 R ] /Type /Pages
>>
endobj
14 0 obj
<<
/Filter [ /ASCII85Decode /FlateDecode ] /Length 2321
>>
stream
Gau0D>ArT2'n5n\i1gt<>[9it?Ac*q[fM@/m5dc[qSJAn&[RY!,q7.MO<:+`:m\_of,c0]$5h*F,'eFIb;n:<"h6o!=a#c&ooZq7#[&"La-q\g:Y=^Bf_`^Y:UgIL]ZT[)h1IWAJ+]+o=d#[_=lr_KDT&C^MbI/S*^lJ[X.qL\J(HXZ`qARCS9Km3*[dFf_m1iPBbJIn?GLe&KZ,9K4H@jc?tOW3j70WeBq4cOO"tm>+%ER4gGp*5Z:#]-LnciaAZqJ6.D$+85lX1)k]4msqYRqHP8HOX-f;.W\0`ZIGSZ&#Z"%37Z`r,i3D]VIr\?QYq`!=?XnqSd0-Ahnf;R,H_]F;=\*UXi^O:Osh*\P%If#dad?dJ4m"7,jWg&hJco]phC+&mVq?`5?ZJ/`>/">W:E\Z\T!eF(^UEYY"`q(`1MW-`Q_=Leib=*7g!fM)]"?\;g(cNP;f.ur+lmm(k;sZefbp^ee7A.d9n,<&k(ZBk'7S0u8kVsPkZ2"k?UZ^Wto>J\A:Z9;Lmh]lHg]'fQF`1Eb%?lGiP2D/5,5%sKXoT8=;!\7@lDr;nF*J.G2>SHX_$eZ*cH;4r1D2goj/BaBp+20u(GHh)p3o2bZ?EnG1ecE,/00pMdN!?^mk@YJA#9$mT/m8<<2g)L]61[EgqKL%91Au?n$YVra%dPrFR:/Wp:Om^UE'!!23=p0o5Kn(_1i!X1amCaZXOSYq1[nlC!Rfh?OP"'bH;!0%#SlO`/E;]=,2omIps6ZpE6m`HN=pC>S=]t9UFjSmKac!Xrub):D*joM.5?^B]q-5p>)]d?#d0WaPY5<YFILGf&L6036AA^J&pTCD1/VGTLN+?e#9R'*8"ppd39Tr_-q]!4g:K>ZLT!DR%eEG9+-p2NHLP+T#1'i+F>Vqd8kH(3ao>%P+OJ$#@S=B)_ZemppCiN^gX_4VR0N&@nnh2"F">`QqfPMNS#`$.TP*#**YoD>,MVN*_FJb*%eLVWZfF:kftj6l@*r<"*`p#`([AL#&NeH:nVh<p=QAcPMORk9-O"F0Y59$SbT9IAVF'o^KONLR_S(7Dt:G$gD&i`?H"o+c2`G*;@b@>35WYYPRn5b4!_>b#->"9Cona>ffR@7#n];5V]+JV;R`db:UUMt(--c_`-G6rU"U*I6#sI0']Z?9+:UECheN*%K<Wf3adqegp4#pR:#D'&4]2cF*8nIP`l'k<KpEg;@R($jN+1?B&R>i7P._ln2[FH1[KaAMdPQ4iVYD,Xq.V+[:WR?`,G#UTmlB(Dh9!>lnD>/>12A&577gYs^/RrMd`=N`#8IhV_;3!H:_@Ll=QJ+M7qemQDhAtk5SO'i=_o/O;0eEI(hsmu47>\OlQ2!>LgM#k\<'[@Zj+[:!lb.VG"iVI=X5.\bFGBI;B6@`_@fsIm<VKk+d!6A`Gm>p=H:VBms7T"N(=1"T01/,K4a#e3NS5(jBe=:']U/gfOZ_A;oEC5qiE-a"PFq=c2+5P_>fQE(1=.3CVZJ*jLWl;Z59WA<79/tTVrEO<At`uanYL)<>hpr(W>a;kfF1XPr+F_9QrOb[cE#9#lAX)bMQEPOsp82)Yco*i^$V``>-+OE:ssX'SQ[[,l8H"fE@KApUX@tY\-$<Y*'gR[WY6sd8DGGB+NLWIMQUDjCBg?!^sacV8XLWPFZ'Dg9C.\q;P6iCpFAuZ!T!\U+-Y5%.G[,b+9A?^guMVDa7'Z+gJ^%>9MYC-fr8^c^0V<L]l!(e+A?5et&-5js!?2&2,LE%b@Ra6^?:p2k&UHVGSAO+jkd9**:m!SGWt4hdC@7?<QkNgq8Ykb42c<W@(]>W)+B:e-r`bXdX75+V`!&Db&5\_N&H@aqpos5S.Y"5_E>lK<E!N2!h"khh-uuRJI)2JT_eT@<RYhJHa4[kmj"Rc?P$c%eGMLm>Z<kW=3nq)AUa\r7H*&eN>NE6.@'02OAT=fC1&SFKNCYD(@XDVr#1mOhuHsTjtrdjLcG[AQ=.\65e/HQbFKF7$t7pWj@0uO+tDG[r`3N(l.?fM?57FS=`CpFO26NX!a'u6;KHK8H)A",(;VUhl'u3-6>$c^u![V.[jtL&pr%'ILHNPNCKfk^O5u??'*u3PcYXb5Fjdf^fJ%[6lkThFGmV,?b#sK8HaC'(_n%G2Gb&5d*I8MlDrHfpW*<K0p6(AE,qJ8Q*Ok"8^n11?VP?n7d'.<7rTa,PK/1de-hIa(e/8=aSh3i92iI^*VZjm*;b@BS^d7MHs`>=na_#[:9qem[l1b06Lk:VkjDY7TPr]O\%](<3t;?:R!G@KWY[>b7\Sk1#EG_3gL$lHd6>kVG4RdN1pS8~>endstream
endobj
xref
0 15
0000000000 65535 f 
0000000073 00000 n 
0000000134 00000 n 
0000000241 00000 n 
0000000640 00000 n 
0000000755 00000 n 
0000000867 00000 n 
0000000986 00000 n 
0000001254 00000 n 
0000001340 00000 n 
0000001592 00000 n 
0000001666 00000 n 
0000001832 00000 n 
0000001961 00000 n 
0000002021 00000 n 
trailer
<<
/ID 
[<5a37192e8f335c7cbf5e6bb1d47d79d1><5a37192e8f335c7cbf5e6bb1d47d79d1>]
% ReportLab generated PDF document -- digest (http://www.reportlab.com)

/Info 9 0 R
/Root 8 0 R
/Size 15
>>
startxref
4434
%%EOF