%PDF-1.4
%“Œ‹ž ReportLab Generated PDF document http://www.reportlab.com
1 0 obj
<<
/F1 2 0 R /F2 4 0 R /F3 5 0 R /F4 6 0 R
>>
endobj
2 0 obj
<<
/BaseFont /Helvetica /Encoding /WinAnsiEncoding /Name /F1 /Subtype /Type1 /Type /Font
>>
endobj
3 0 obj
<<
/BitsPerComponent 1 /ColorSpace /DeviceGray /Filter [ /ASCII85Decode ] /Height 23 /Length 223 /Subtype /Image 
  /Type /XObject /Width 24
>>
stream

            003B00 002700 002480 0E4940 114920 14B220 3CB650
            75FE88 17FF8C 175F14 1C07E2 3803C4 703182 F8EDFC
            B2BBC2 BB6F84 31BFC2 18EA3C 0E3E00 07FC00 03F800
            1E1800 1FF800>
            endstream
endobj
4 0 obj
<<
/BaseFont /Helvetica-Oblique /Encoding /WinAnsiEncoding /Name /F2 /Subtype /Type1 /Type /Font
>>
endobj
5 0 obj
<<
/BaseFont /Helvetica-Bold /Encoding /WinAnsiEncoding /Name /F3 /Subtype /Type1 /Type /Font
>>
endobj
6 0 obj
<<
/BaseFont /Helvetica-BoldOblique /Encoding /WinAnsiEncoding /Name /F4 /Subtype /Type1 /Type /Font
>>
endobj
7 0 obj
<<
/Contents 14 0 R /MediaBox [ 0 0 595.2756 841.8898 ] /Parent 13 0 R /Resources <<
/Font 1 0 R /ProcSet [ /PDF /Text /ImageB /ImageC /ImageI ] /XObject <<
/FormXob.c7485dcc8d256a6f197ed7802687f252 3 0 R
>>
>> /Rotate 0 /Trans <<

>> 
  /Type /Page
>>
endobj
8 0 obj
<<
/Outlines 10 0 R /PageMode /UseNone /Pages 13 0 R /Type /Catalog
>>
endobj
9 0 obj
<<
/Author () /CreationDate (D:20250716085148-02'00') /Creator (\(unspecified\)) /Keywords () /ModDate (D:20250716085148-02'00') /Producer (xhtml2pdf <https://github.com/xhtml2pdf/xhtml2pdf/>) 
  /Subject () /Title () /Trapped /False
>>
endobj
10 0 obj
<<
/Count 2 /First 11 0 R /Last 11 0 R /Type /Outlines
>>
endobj
11 0 obj
<<
/Count -1 /Dest [ 7 0 R /Fit ] /First 12 0 R /Last 12 0 R /Parent 10 0 R /Title (Reasons for ethical lapses in the financial services industry)
>>
endobj
12 0 obj
<<
/Dest [ 7 0 R /Fit ] /Parent 11 0 R /Title (Reasons for ethical lapses in the financial services industry)
>>
endobj
13 0 obj
<<
/Count 1 /Kids [ 7 0 R ] /Type /Pages
>>
endobj
14 0 obj
<<
/Filter [ /ASCII85Decode /FlateDecode ] /Length 2322
>>
stream
Gau0D8T3\"'u'QHnE:9s[apTuQXGu`P6lhK('gBt/hDi/EEX"*,j":mk/YgBW25f'gLX'U"dH&UOaMQ6nt%mQ!Nse!Q5sIbH"?@b65E&WZ"@F]'DD2SpAXUE'<Zj+YHkccpRk7T?bPQ4QK2a[Q?a4A)mQB[,*Q#m#LOmEl6qYEht50S\3A`%o57FNj(+?i=I(6q:#_Pk$Q'D,Yh4Vfa&/9>bj94n4<>:iNH:]R;9&%o_amgX1C&P&QA>VbEO<`tlkT+CAbQ39k[-k"?&n_VJ"IO&''%%3j;ZY\f-Ed&cbbc,Ft?=$(,hX?kGd@q?Y7>rs/N])<W@OJiFhl@26+$5@ZS:.>P?jE?b\eumNGaM^O8qlkY!4*p9QSOWg&fth`KN"C+&mVq?`5?YhK]*Q-Jk-\X7DeJ\\/@;%^f!j*?q)7<+odi;'IEjWY*nJOR+?@\+B=N15mYCROu@X'XLP**B^ZruBbqMh3?__S&0@lQZ2/YpbH0(*//t/2lDE@J!h"ELuspo-rC<VYrh5G5II;<qhp1g+Z)P,582V/2FDTjr,pn`PaBrW4j1P1PaQn=JHC9*kW'_l_Fr71'>A14H9c=@aDoYIt>K,AFJ^1-u6l(:;]J*bL/-@,gAXLndZmU4'&B=q5K!#:6fQ*]j$gbcL!-nZ",,Qphi`8G3l$09\9:6A^<HH2p,Rt=TZ\`57]\E(2Oi7:4ja'4=`<UQ<u%XT(^sEq6cl3ZKt1[cCi6Z8\CF=G'+X9p]lQDT,tpo@kV46LJ*5#Rd%*tboL3pcP>NQl:JjB-W06"!t?9Ja1a^EXXd/4(AXG&s-;'Qaa.2C*[gaur!te][&rd3%+Ii6E#M_7O96Hh-sEFA1,s*r[Kj5s;HBC,(/pH7i*RTUh,n:rk:%rH&$i[-(i=CCTbAbW/,:(SGn<G2](%!>]3ed)"rqeJDG$u&2!-V.88pMrJE^T3eqgGKXAX2Cb-?*]TQPS=m#dO6bL&*"W#B]XNUH^rXmUE-3,j)E7*P<"CVU-=$jA-4@#qGD1"d"qYS:Qm#,>sMg54.U;cYlSql;$.VYQ-&r?e/[ZV>udiDlBmi!^a\+SF+@La-0K9F7t3^-dK6D8>uT`n'FKPJ*_"Se/`eH`@,',B_c+rFC6TDiqrH9UmK<(9/CK)'jEa:GM8U#L]i?qlSEk0aKkCOPIr!DuUVBdI[kch]q6%a8sQo@SE:*:h]Ze-jDL^as^k=&CK$),h^qGG_7+tCM1G@+AJ'O@>`B>P+P2fqh30o2W@:Oqjs"Rgn!64"95L>/[H4e>*PgOiCap9+cX\jEDR7p(#1sB!>WG*Jjk^5G(c/rrALTo%Q)!TR`4DT+-fp\JY@fa[e"sT]C*KPKD:^oKF:?d88Fk\.8]C"B%J<ET1'B5FNd<[/Cb?k.kH5TeZRLl)%u2,:`PgbM<2f0r2us9`/&M3o#Ys#2JDg?SAX'::@>Oc828C5K3e0p4%5Yd\IWD+6]`>:dB$-d(B"2g@KE?@Zj+aR:9Ih"+FDKs73rtV"c<ZW=*9-mOGlsG<L(u.I6m3pMOpp=>Y2ic_fVf/BhKMGO0C:XZi#dd.#HC0Tn0B]+<G&^>[65\$"lK<92S6q8[=u9JPBN$E3EIL$@B51i@<M(D/5KF*A+,9EqVb(l">RU7o%'U.R<(L;d/P(3na<TW=:B(RkGhZ_'YXZ*W)](0<4$ia8h8&WU+>]"AD8pp]fd^)%t]iYm$l8Hr<^UnU0#'Jk4f>0MPm[BAIii?nR&,#4\DhiF%Z!2,oElFJJ*6C`:hY*"r2T`Gr<!`Q@S"p'p^2iJf_@_ThCkV]>/?Q$Q=CM@-1g5g<,0eZ'M])FB"&`kIVu&p@fl<PC/8%t[@4"<-W))0?&5Tj]<sq&Xpjc."DV$ad5g$+"][#qT3H8U%CTElKU4EL97tDf<;#8nFqOdAW_PiQ%gJW9/ZA$).nA[(3OW]S.`\Uh^G5Dd1?:5P4r/N>14_$lp#<,NmmE0!"9T'$>aU^\$oL-,PnK:n@P@Gr5GQ\tt<5_Dk4J;\W'Mi;?RFTS"<5=?Vej'RHd!5k9,&'CjgkrC.6[2Y!`6"89Gu;pdF#Q.V#OpL?`JC,@stq;pqgl%0$[U26[)r9;/I#.DtI-0eS[V-CU'qSLbn:*S>S`2MVP[XjkqJUS+,;I?OI]KcDqNKGJ"Kp1Q0XHXI+8tooGs(Z"91cf:L4b=p#Sid4ATO+"u__=tU7IGrd>aj@]n$n]1jObQ-l(jo+j877UNL/OLEKVW.\[B9@'p:5#6?h>(!IaQ7^\*:Tg2Rr@_9<!m<kWb*2[USO4E*EZhYo9QO7mi'YaaMM:Yi;)~>endstream
endobj
xref
0 15
0000000000 65535 f 
0000000073 00000 n 
0000000134 00000 n 
0000000241 00000 n 
0000000640 00000 n 
0000000755 00000 n 
0000000867 00000 n 
0000000986 00000 n 
0000001254 00000 n 
0000001340 00000 n 
0000001592 00000 n 
0000001666 00000 n 
0000001832 00000 n 
0000001961 00000 n 
0000002021 00000 n 
trailer
<<
/ID 
[<569e66e91972f632782b124fdfba2604><569e66e91972f632782b124fdfba2604>]
% ReportLab generated PDF document -- digest (http://www.reportlab.com)

/Info 9 0 R
/Root 8 0 R
/Size 15
>>
startxref
4435
%%EOF