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16 January 2026 Financial Service Intelligence Watch

Consumer protection remains central as digital finance risks grow

Expanding financial literacy, protecting vulnerable customers and safeguarding consumers against scams dominated discussions at the International Financial Consumer Protection Organisation (FinCoNet) 2025 annual general meeting, hosted by the Central Bank of Ireland last month.

The AGM confirmed FinCoNet’s governing council and approved two key reports addressing market conduct risks: the ...

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FCA flags conduct risks in complex ETPs sold to retail investors

The UK Financial Conduct Authority (FCA) has published findings from a recent review of how firms distribute complex exchange traded products (ETPs) to retail investors, highlighting both examples of good practice and areas of concern.

Complex ETPs form a small but high-risk subset of the broader ETP market. They include ...

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Working Smart

By Lee Rossini

In business, success rarely happens by chance; rather, it is the result of clear direction, deliberate choices and consistent execution. Business strategy and business goals provide this direction. Although used interchangeably, the concepts are fundamentally different. Understanding the differences, and how they complement each other, is essential for effective management and long-term success.

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