A recent article by Cliffe Dekker Hofmeyr (CDH) highlights an important Financial Services Tribunal decision confirming that businesses cannot avoid insurance regulation simply by describing a product as a contractual benefit, protection plan or extension of liability. In Kyle Barry Tiltman v Financial Sector Conduct Authority (Case No. A5/2026 ...
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By Lee Rossini
Alex Osterwalder's Business Model Canvas (BMC) is a widely used strategic management framework for designing, analysing and refining business models. Introduced in Business Model Generation (Osterwalder & Pigneur, 2010), the canvas provides a visual representation of how a business creates, delivers and captures value. Rather than relying on lengthy business plans, the BMC encourages businesses to view their business model as an interconnected system that can be tested, adapted and improved.
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