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15 November 2025 Financial Service Intelligence Watch

Two-pot retirement system: Access savings pot when contributions are in arrears

Financial Services Tribunal ('FST' or 'the Tribunal')

The following matter was handed down on 23 October 2025:

  • Municipal Employees' Pension Fund v Mailula and PFA (case number: PFA35/2025)


Fast facts

Two-pot retirement system – Withdrawal from savings component – Whether inactive member whose contributions are in arrears entitled to access savings ...

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Working Smart

By Lee Rossini

Resilience is a valuable trait for a person or business to develop. Resilience is the capacity to recover quickly from difficulties, to adapt, learn, and grow stronger through adversity rather than be defeated by it. It is not about avoiding challenges or pretending that pain and failure do not exist. Instead, resilience is about facing those challenges head-on and finding ways to keep moving forward with strength, optimism, and purpose. 

CPD

Subscribers are reminded that they can complete monthly CPD quizzes and claim CPD hours before the 31 May 2025 deadline. View the CPD FAQs for more on accessing the CPD quizzes.

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